Estimate IFRS 9 expected credit losses using EAD, PD, LGD, stage classification, macroeconomic overlays, discounting, and time horizon assumptions. Generate instant outputs, impairment summary, and a simple calculation breakdown.
Standalone Page Module
Input Module
Enter ECL Assumptions
Fill in the IFRS 9 impairment assumptions below to calculate base ECL, overlay-adjusted ECL, present value-adjusted ECL, and coverage ratio.
Formula used: Base ECL = EAD × PD × LGD. Overlay-adjusted ECL applies macro overlay. PV-adjusted ECL discounts the overlay-adjusted amount using the selected discount rate and time horizon.
Results Snapshot
Instant Outputs
Review the core IFRS 9 expected credit loss outputs immediately after calculation.
Base ECL
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Overlay-Adjusted ECL
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PV-Adjusted ECL
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Coverage Ratio
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Impairment Summary
Not calculated yet.
Calculation Breakdown
Detailed Computation Table
Review the key assumptions and resulting IFRS 9 impairment measures in one technical summary.
Item
Value
Notes
No calculation yet. Enter values and click Calculate.
Visual View
ECL Component Chart
A simple visual comparison of the main ECL measures.
No chart yet. Calculate first to generate the visual comparison.
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